Financial Aid Eligibility

How Eligibility is Determined

Once your FAFSA is received and is complete and correct, we will verify your admission status, academic progress, and your expected enrollment status.

Most federal financial aid is based on your financial need. To calculate this we deduct your EFC (Expected Family Contribution), which is listed on your SAR (Student Aid Report) from your estimated cost of attendance.

Cost of attendance includes estimates for:

  • Tuition and fees
  • Books and supplies
  • Room and board
  • Personal expenses
  • Transportation expenses

Once your financial aid awards are determined, we will send you an award letter. If you are awarded Federal Work-Study and/or Federal Direct Loans, you must accept these awards and complete additional requirements online. Instructions will be included with your award letter. Pay careful attention to these instructions.


A federal or state drug conviction can disqualify you for FSA funds.

Convictions only count if they were for an offense that occurred during a period of enrollment for which you were receiving Title IV aid, they do not count if the offense was not during such a period. Also, a conviction that was reversed, set aside or removed from your record does not count, nor does one received when you were a juvenile, unless you were tried as an adult.

The chart below illustrates the period of ineligibility for FSA funds, depending on whether the conviction was for sale or possession and whether you had previous offenses. (A conviction for sale of drugs includes convictions for conspiring to sell drugs.)

1st Offense

2nd Offense

3rd Offense

1 year from date of conviction

2 years from date of conviction 

Indefinite period

2 years from date of conviction

Indefinite period

When completing your FAFSA, if you answer "Yes" to the question that asks "Have you been convicted for the possession or sale of illegal drugs for an offense that occurred while you were receiving federal student aid?" You will be prompted to answer additional questions to determine eligibility.

By accepting state and federal aid, you are obligated to comply with all rules and regulations that govern these programs. It is your responsibility to be familiar with financial aid eligibility requirements and to immediately correct any compliance issues or risk losing financial aid.

Actions that May Affect Eligibility

Many actions may cause you to lose eligibility, even after the semester begins. These include but are not limited to:

  • Changes in your course registration by dropping classes
  • Program changes
  • Transferring credits from other colleges
  • Student loan defaults
  • Academic progress
  • Taking courses that are not degree/program requirements of your program of study
  • Withdrawing before financial aid eligibility is determined
  • Withdrawing or ceasing attendance in all classes prior to completing 60% of the semester
  • Felony conviction of possession or sale of illegal drugs while receiving federal financial aid


Remedial Requirements

  • Once a student has attempted 30 remedial hours, additional remedial hours can no longer be counted in the student's enrollment status. It is important to complete remedial requirements within a reasonable time frame. The College requires students to complete remedial requirements within two full-time equivalent semesters.

If you have questions regarding your eligibility, or how certain actions might affect your eligibility (e.g. dropping a class), contact the Enrollment Advisement Center at 607-962-9875 or Once the semester begins, you are accountable for tuition and fees according to the SUNY CCC Tuition Refund Policy even if your financial aid eligibility changes.